Lowest FHA Mortgage Rates in FL CT NY NJ & PA

Refinance your High Interest Sub-Prime ARM to an FHA Loan

Do not commit to an FHA Mortgage without getting a quote from us!

FHA Mortgage Quote

FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so the lender can offer you a better deal. If you are looking to refinance a subprime loan, this may be your solution.

Refinancing up to 95% LTV
Purchase up to 97% LTV
Low down payments
Low closing costs
Easy credit qualifying
FHA Mortgages are the perfect alternative to a risky subprime mortgage
FHA Streamline Refinance

We offer the lowest fixed FHA rates and Lowest Monthly Payments.

What does FHA have for you?

Buying your first home?
FHA might be just what you need. Your down payment can be as low as 3% of the purchase price, and most of your closing costs and fees can be included in the loan or paid by the seller. Available on 1-4 unit properties.

Not-so-perfect credit?
FHA has a very competitive interest rates for refinancing out of a high interest subprime adjustable rate mortgage. Email us for the best FHA mortgage quote. We can even refinance you out of a chapter 13 bankruptcy!

FHA Rehab Loan

FHA has a rehab loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to remodel, repairor rehab you can refinance what you owe and add the cost of repairs - all in one loan.

Financial help for seniors
Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer "yes" to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash.

Want to make your home more energy efficient?
You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.

How about manufactured housing and mobile homes?
Yes, FHA has financing for mobile homes and factory-built housing. We have two loan products – one for those who own the land that the home is on and another for mobile homes that are - or will be - located in mobile home parks.

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